Market Performance: January 30, 2024.

A $245 billion exchange-traded fund tracking the Nasdaq 100 dropped in late hours, with traders weighing results from two of the tech giants that have powered the rally in stocks amid the artificial-intelligence frenzy.

Alphabet Inc. sank after reporting revenue from its core search advertising business that fell short of estimates, overshadowing an otherwise strong end to the year. Microsoft Corp.’s cloud growth disappointed some on Wall Street — even as the company posted its strongest revenue growth since 2022.

How to Discuss Money in a Romantic Relationship

Ah, money. It can feel like a silver bullet for happiness if used effectively. Or, it can feel like a loaded gun pointed in your direction if it's a source of constant tension in your relationship.

Fighting and bickering about money is the number-one source of tension and stress in romantic relationships. Winning the lottery with a scratch ticket or hitting the jackpot in Las Vegas might alleviate money problems in your relationship, but then again, I wouldn't bet on it (no pun intended).

So, what are some realistic strategies to avoid being like the average couple who bickers about money?

1. Talk Early, Openly, and Often About Money (Even if It's Uncomfortable).

Some say talk is cheap. But talking about money with your partner will pay dividends. Money is naturally a taboo topic, but that doesn't mean you can ignore it. Establish a rapport surrounding the topic of money within the first year of your relationship.

Ideally, you can broach the subject within your first six months together, even if it's more general at first, in an attempt to open a dialogue if you see the relationship going somewhere. You'll want to have this conversation before moving in together and certainly before getting engaged or married.

Plan for this conversation, starting and ending with an open mind.

Creative ideas to give your home a new look on a small budget

Whether you're looking to update a single room or your entire home, these budget-friendly home decor ideas can help you give your home a big makeover without breaking the bank.

Many people believe that home renovations and makeovers require a lot of money and time. Home decor can be an expensive affair, but it doesn't have to be. With some creativity and resourcefulness, you can transform your living space without breaking the bank.

Simple DIY projects, clever decorating tips, and a few strategic purchases can go a long way in transforming your living space into something fresh and new. Whether you're looking to update a single room or your entire home, these budget-friendly ideas can help you achieve your goals without breaking the bank.

1. Repurpose furniture

Instead of buying new furniture, try giving your existing pieces a fresh look. Paint or restain wooden furniture, reupholster chairs, and add new hardware to dressers and cabinets. By reusing what you already have, you can create a whole new look for your home.

2. Add plants 

Indoor plants are an affordable and easy way to add life to your space. Not only do they purify the air, but they also create a calming atmosphere.

Consider adding plants of different sizes, shapes, and colours to create a natural focal point in your room.

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