Market Performance: February 06, 2024.

US stocks ended Tuesday's session in the green as the Dow Jones Industrial Average (^DJI) led gains, rising about 0.3%. The S&P 500 (^GSPC) followed suit, climbing roughly 0.2% while the tech-heavy Nasdaq Composite (^IXIC) erased earlier session losses heading into the close to finish in green figures.

The moves come as investors digested comments from a handful of Fed officials on the possibility of interest rate cuts, along with a fresh batch of quarterly results.

In earnings, Ford (F) shares climbed above 6% in after-hours trading after the car maker provided 2024 adjusted Ebit guidance between $10 billion to $12 billion, above Wall Street estimates. Adjusted earnings and revenue also beat expectations.

Key Disciplines to Financial Success in Retirement

Making the decision to move into retirement is the biggest business decision that you make for your family. There is a lot to consider, and even more at stake. Over years of helping federal employees with their retirements, we’ve seen what works well and have identified some of the biggest influencers of success.

Managing cash flow effectively is crucial for ensuring financial stability and building a strong financial foundation for the long-term success of the company.

Retirement planning is a process, not an event. Sure, there are several events that involve looking at financial modeling, projections, strategy development, etc. and they often involve reports known as a “retirement plan”.

But the ongoing success of a retirement plan is not made real by simply having a plan. It is made real by the process of implementing and adjusting your plan over time.

Like your health, the ongoing maintenance of eating well, being physically fit, and regular check-ups helps reduce challenges awaiting you. What gets measured gets strengthened and improved, and your financial independence is no different.

This article discusses factors that influence your success.

Best Digital Wallets and Payment Apps

You use your phone to do just about everything, from sending emails to watching your favorite sports team. You can also use it in lieu of pulling out cash, inserting your credit or debit card or manually typing in your payment information online. With a digital wallet or payment app, you can simply tap your phone on a store’s payment terminal or click a button on an e-commerce site, and voila! The transaction is complete.

Digital wallets and payment apps are becoming increasingly popular. The Consumer Financial Protection Bureau estimates tap-to-pay transactions from digital wallets will soar by 150% between now and 2028. But which one should you rely on? Read on to learn more about some of the best digital wallets and payment apps that can change the way you pay.

Best digital wallets and payment apps

To determine the best digital wallets and payment apps, we looked at a wide range of mobile tools with a focus on their specific features, customer reviews in both Google’s and Apple’s stores, rewards and fee structures.

It’s important to note that true digital wallets do a bit more than standalone payment apps. However, depending on your lifestyle and preferences, you may need more than one app to manage your information and make your payments.

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