Market Performance: December 04, 2023.

Well, the data shows that over a rolling 30 year horizon, the S&P 500 averages 11.1% total returns with a standard deviation of 1.3%. Over a similar horizon, the much stabler bond market generates 5.6% in average returns but with a higher standard deviation of 2.7%.

With these details in mind, and as the market starts to price in a low rate environment, we decided to take a look at the top volatility stocks that are under $5. Some notable picks are Independence Contract Drilling, Inc., Pagaya Technologies Ltd., and Bakkt Holdings, Inc.

To make our list of the best volatile stocks under $5 for day trading, we first made a list of all stocks that trade below $5 and have a beta greater than 2.

Then, the top 30 among these were sorted by the number of hedge funds that had bought their shares as of Q3 2023 and the top stocks were chosen.

8 Major Money-Saving Tips During The Holiday Season, From The Pros

The holidays are right around the corner. If you're like most people, you're wondering what the heck happened to this year—and may not be prepared for the holiday season financially.

The stats are sobering. According to Lending Tree's survey of 2022 holiday spending, among the people they polled, the average debt reached $1,549, up 24% from 2021.

Furthermore, 37% of those taking on debt expect to take five months or more to pay it off. You don't want this kind of holiday hangover.

The good news is it's not too late to put a savings plan in place. Here are a few strategies for successfully navigating the holidays.

What's Your Social Security Break-Even Age? It Matters a Lot.

If you want to delay claiming your Social Security benefits until age 70, you won't come out ahead until you live beyond your break-even age.

Since Social Security is likely to provide a big chunk of your retirement income -- it provides around 30% of the income of the retirees, on average -- it's worth learning how to make the most of it. One key thing to know is your break-even age, which can help you decide when to claim your benefits.

The big picture…

First, understand that each person has a "full retirement age" at which they can start collecting the full benefits to which they're entitled, based on their earnings history. For most workers these days, it's 67.

You don't have to start receiving your benefits at your full retirement age, though -- you can start as early as age 62 and as late as age 70, with your benefits getting smaller if you claim early and bigger if you delay.

Alternative Investing