Bucket Budgeting, Getting Clients, and 12 Cash Flow Strategies

6 ways to save money on winter vacations

Good morning. It's Friday, Dec. 08, and we're covering 12 cash flow strategies to scale, what profit margins are, helping your home search, and much more.

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Stock Market Update

Market Performance: December 08, 2023.

Dow Jones futures were little changed overnight, along with S&P 500 futures and Nasdaq futures, with the November jobs report on tap Friday morning. Broadcom (LULU) headlined earnings after the close.

The stock market rally rebounded Thursday, with big-cap techs leading a broad advance. The major indexes are all close to 52-week highs.

Advanced Micro Devices (AMD) and Google parent Alphabet (GOOGL) jumped Thursday in day two reactions to their big artificial intelligence announcements. Those AI efforts will help them take on Nvidia (NVDA) and Microsoft (MSFT), respectively.

AMD stock roared above multiple buy points while Google flirted with an early entry. NVDA stock also rose, around key levels. Microsoft stock edged higher within a buy zone.

Financial Maverick Insights

12 cash flow strategies to grow or scale any small business


When you’re trying to get a small-business operation off the ground, sometimes everyone on the team will need to work harder with less until you make a name for yourself and the cash is rolling in. Yet, there is something to be said for running a tight ship, being conservative about your business spending habits, and saving for a rainy day when business is booming.

12 Fast Company Executive Board members each share one way that small-business leaders can effectively manage their cash flow and working capital to ensure they have the resources they need to grow or scale their companies as the economy dictates.

What are Profit Margins and How do you Calculate Them?

It’s important to know what your profit margins are and track them at all times. Your business needs to make money to keep afloat, and monitoring your profit margins helps you know the health of your business and tells you if your company can grow. Whether you’re a well-established company or a startup working out of a garage, you should understand your profit margins.

What is a profit margin?

Profit margin is the measure of your business’s profitability. It is expressed as a percentage and measures how much of every dollar in sales or services that your company keeps from its earnings. Profit margin represents the company’s net income when it’s divided by the net sales or revenue. Net income – or net profit – is determined by subtracting the company’s expenses from its total revenue.

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